Categories
Financial Services India Loans Paazy Club

Apply Personal Loan in India

You can get a personal loan if you are self-employed or salaried. Simply help us with the following documents: Message to @paazy to assist you.

Personal Loan can help you realize your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features:

  • Easy Application: You can apply for our instant Personal Loans online; we let you know if you are eligible within just 2 minutes.
  • High Disbursal Amount: Our quick Personal Loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 25 Lakhs basis your eligibility.
  • Flexible Tenures: You can repay your Personal Loan in tenures ranging between 1 and 5 years.*
  • Borrow more if you need: You can borrow more money by using the top up facility available for existing users.

Personal Loan for India

For Self Employed Individuals:

  1. The business must have been in existence for a minimum period of 3 years
  2. The company’s profit after tax (PAT) for the last two years should be positive
  3. Minimum Age: 28 years; Maximum Age: 68 years, at the time of loan maturity

2 year’s ITR, P&L and balance sheet for the last 2 years, last 6 month’s bank statement

Business proof (Self-attested copy of relevant documents*)

For Self-Employed Individuals:

Qualification Certificate/Certificate of Practice (COP), Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed

For Salaried Individuals:

Minimum Age: 23 years; Maximum Age: 58 years, at the time of loan maturity

Photo Identity Proof (Self-attested copy of any one document*)

  • Passport
  • Pan Card
  • Voter Identity Card
  • Driving License
  • Aadhaar Card

Address Proof (Self-attested copy of any one document*)

  • Ration Card
  • Passport
  • Bank Account Statement
  • Aadhaar Card
  • Driving License
  • Electricity Bill
  • Telephone Bill

Sale Deed/Property purchase agreement (for owned properties)

Income Proof (Self-attested copy of relevant documents*)

For Salaried Individuals:

Last 3 months/6 month’s bank statement (dependent on scheme) showing salary credits, Latest Salary Slip

*Requirement of Personal Loan documents might vary according to the scheme chosen.

Fill the form so that we can assist you in Personal Loan from Bank